WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, January 28, 2014

How to Do a Loan Modification - 3 Important Tips For Success

Struggling with unaffordable mortgage payments and at risk of losing your home? You need to learn how to do a HAMP loan modification so that you can get the lower monthly payment you need to avoid foreclosure. You do not have to be an expert or pay thousands of dollars to a questionable company-here are 3 important tips that can help you apply and qualify for a loan workout with your lender.

How to do a loan modification tip #1 is the starting point for success-take the time to learn the basics of the process before you contact your bank to apply. It's just common sense-the more you know about it the better your results will be. Saving your home-likely your single most important investment-is too important to leave to chance. Don't feel intimidated or overwhelmed by the prospect, instead spend just an hour of your time to read an informative loan modification guide so that you will have a good general understanding of how the process works and what to expect. It's not rocket science-you can learn the basics in just a short time. HAMP are set guidelines, so learn those and you will have an inside edge.

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Loan workout tip #2 is to obtain the necessary application paperwork ahead of time. The reason you want to do this is because you will be able to take your time, become familiar with the loan modification forms and be able to work on them at your own pace. You will have the ability to adjust your budget and make the necessary changes to assure you meet the approval requirements before you ever contact your bank. You don't want to be struggling with trying to come up with the right answers when you speak with your lender-preparing your paperwork ahead of time gives you the edge you need.

How to do a loan modification tip #3 is to learn your banks guidelines for approval-this is key to success. Why take a shot in the dark at qualifying when you can make certain you have prepared your application so that it has the best chance of meeting the approval guidelines? It is pretty difficult to qualify for something that you know nothing about, so to make sure you have the best chance of success, take the time to learn about how to qualify for a loan workout with your lender. Once you know what the bank is looking for to approve your application you can fine tune your budget so that you meet the requirements-it just make sense. Take the guess work and confusion out of preparing your financial statement with the Loan Mod Quick App software-it does all your calculations for you. Your new target payment, debt ratio, disposable income and more are figured automatically, you see immediately if you need to make any adjustments to your budget.

These 3 tips will help you to prepare and submit an acceptable application. The HAMP federal programs have made it easier than ever for the average homeowner to learn how do a loan modification themselves. Don't wait to begin your own loan workout-many of the plans are available for a limited time and have limited funding available. The banks are now making a decision within 30 days, so no more delays. You don't want to miss out on your second chance to save your families home. Hundreds of thousands of borrowers have already gotten the help they needed-so can you. So get started learning about how you can apply and qualify for a loan workout-all it takes is a little time and effort-and it's worth it!

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