WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Wednesday, January 22, 2014

Instant Decision Loans - Eliminate Long Waits For Approval


Gone are the days when endless wait for the lenders' nod on a loan application was norm of the day. In the modern times of internet accessibility, an online application is just sufficient to get instant decision loans. The applicants, however, should first ensure that the deal suits well to their circumstances.

What makes the lender take the approval decision quickly on an online application is its immediate accessibility with all the loan and personal details of the borrower. The experienced lenders do not take much time as they have experts to find out if the loan amount matches with the amount to be borrowed and if the applicant is credit-worthy or not. Then, it is through online or telephonically that the borrower is conveyed of the approval within hours. Clearly, it helps you to settle for the loan. This way, you are also saved from most of the hassles of visiting numbers of lenders personally. But you must fill the details correctly and fax the required documents along with the application for enabling a quick approval.

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Before filing the application, know that instant decision loans come in secured or unsecured options. This means that both the tenants and homeowners are allowed access to the loan. Homeowners will be required to pledge a property for collateral, the value of which can fetch them £5000 to £75000 or above at low rate of interest. The repayment is easier to make in 5 to 30 years. The unsecured option does not involve collateral and small amount of £1000 to £25000 is accessible at little higher rate for its repayment in short term of few months to 15 years.

Know also that the approval comes quickly for bad credit borrowers as well, if the lender is satisfied with the details in the application.

While instant decision loans are useful in finding out its approval within hours, it is also crucial for the borrowers to first apply for the rate quotes of as many lenders as you can. No doubt that these are useful loans on many ways, but settle for the lender, who offers the loan at competitive rates and at fewer additional charges.

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