WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Wednesday, January 22, 2014

Need Emergency Cash? Consider Same Day Cash Advances From an Online Payday Loan Service


Things happen. Emergencies arise. It's happened to me, it's happened to you. And if you need cash fast and you don't have any money in your savings account - or if you don't have a savings account to begin with - it's easy to freak out.

Don't do it. When a financial emergency happens you can borrow money until your next paycheck from an online payday loan service. And you credit score doesn't matter. You can get same day cash advances from an online payday loan service no matter how bad your credit might be.

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What Are Same Day Cash Advances?

Cash advances are loans that a financial institution will give you that they expect you to pay back with your next paycheck. Because they do not check your credit history and lend you the money within 24 hours they charge a lot higher interest than a bank does. By the way, more than one online payday loan service will wire the money into your checking account within an hour after you apply.

Although the interest rate is high, if you need the money for an emergency and pay it back quickly, it will seem relatively minimal.

However, because it is possible to extend your loan beyond the normal one to four week payback period, if you need to extend your loan you will have to pay additional fees and interest. And this is where people can get into financial trouble with these loans. If they keep on extending their loan they will end up paying a lot in extra interest and fees.

For that reason most people only apply for same day cash advances when there is a real emergency - when they need the money to fix their car or need it to avoid paying a bounced check charge or need it to take care of a medical problem - stuff like that.

One of the weird benefits of borrowing money from an online payday loan service is that because they force you to pay off the loan quickly it can actually save you a lot in interest compared to using a credit card.

If you make minimum payments on your credit card, the interest on you credit card keeps on piling up, month after month. It's easy to end up taking years to pay off a relatively small credit card bill.

Payday loans, as their name implies, are paid back usually on your next payday. So you got the money you needed, you paid it off, and there's no more interest piling up.

A Quick and Easy Application Process

Applying for same day cash advances with an online payday loan service takes only about five to ten minutes. They're primarily looking for your name, address, work information, and checking account information. Because there's no credit check you will usually be approved in anywhere from five minutes to one hour.

Because the interest rates and fees can vary a lot from one payday loan company to another you can also save yourself a lot of money if you compare the rates from at least three or four different companies.


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