WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, February 23, 2014

Paying Back Student Loans - How on Earth Can You?


Almost two-thirds of the population in their twenties are paying back student loans and many don't make on time payments or postpone their loans so interest and fees add up and create additional debt. Once you graduate, the pressure of paying back student loans can seem devastating. If you are tired of hardly scraping by and are looking for ways of paying back student loans, here are some instructions that might help you do away with student loan debt forever.

Consolidate

The first Way of paying back student loans is to consolidate - Nearly all lenders are eager to loan you the cash that you require to pay for education. Unluckily, your loan may bring a high rate of interest, particularly if you had no credit or less than ideal credit at the time you took out the loan. If you have many loans, this can be a difficulty. By consolidating, you can get a better rate of interest and lesser your monthly payments. You also have the ease of making only single payments each month instead of quite a few.

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Refinance

The second way of paying back student loans is to refinance. Although consolidating can save you money and lesser your payments, it might not bring the month-to-month release that you need. By refinancing, will you be able to stretch the period of your loan and minimize your monthly payments by as much as 50 percent. Nonetheless, you must think cautiously before going with this alternative. You may wind up spending extra over the time of paying back student loans.

Do All You Can to Make Payments

If you are tired of paying back student loans and really want to get out of debt once and for all, the most significant thing is making your payments. By missing payments or making overdue payments, you amplify the debt that you already have. Make those payments loyally and the debt will head off. Construct a budget and stick with it. Write down everything that you buy - even if it's a stick of gum! You will be stunned at what you expend the greater part of your cash on. And whatever you do, do not default on your student loans. You run the risk of affecting your credit lending and even future employment.

Work Part Time Online

Many students take on part time or full time work over weekends, during holidays and long vacations. They are making money to cover the bills. When they graduate they will be starting their career with a big minus behind their name. I have been through this, and it wasn't a pretty situation. If I had only known about work part time online, I might have started out with very little debt or none at all. In fact I can be so bold as to say, I might not even have gone out to seek employment!

Maybe you have seen a few adds (or many adds) promising that you can make thousands of dollars fast. I call them "get rich quick schemes". And thats all they are - "schemes" Be warned now - DON'T JOIN THEM. There is NO quick way to make money online, and if people do, then they clearly took a huge risk and were one of the lucky ones. I have many friends who opted in for these kind of deals and came out with bigger debt than when they started.

Affiliate Marketing is a way to work part time online, and can be done for free and requires no upfront payments. All you need is an internet connection and I would say at least 2 hours a night, 6 days a week. I was fortunate enough to come across one of the best Internet Marketing Schools called Wealthy Affiliate University. You have to pay a small monthly membership but there are no other hidden costs or multilevel memberships. And the support from the community there is awesome.


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