WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, February 3, 2014

Ten Great Uses For Payday Loans


If you are in need of quick cash for a short-term loan to get you through to your next payday, then a payday loan may be right for you. These are different than long-term loans, which are usually needed for large purchases, such as a car or a home improvement project. Instead, these are short-term loans, or payday loans, which are designed to help individuals when their next paycheck just can't come quickly enough.

The majority of payday loans range from $100 to $500, and most payday loans have a short timeline, usually less than two weeks.

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Payday loans are used for a variety of household and personal expenses, and they are ideal for those individuals that may not have available credit or other means of acquiring cash for the short-term.

The following list details the most common reasons individuals seek payday loans:

1. Groceries - There are a few things that we simply cannot live without; groceries are one of them. Have you ever paid all of your monthly bills only to find out that you didn't leave enough for basic, household items and food? If so, then a short-term payday loan may be right for you.

2. Gas Money - With the rising cost of gasoline, many hardworking individuals have experienced a hard time paying their bills and putting gas in their cars. The bottom line for most people is that no gas equates to no job. We all need to put fuel in our vehicles so that we can get back and forth between work, pick our children up from school, and run errands, for example.

3. School Lunch Money - You don't get paid until next week and you find out that your children's lunch money is due tomorrow! What do you do? If credit is a problem and your bank account is tapped, you may want to consider a payday loan to provide your children with money for their school lunches.

4. Utilities -If your gas or electric bill is due and you don't have a paycheck coming until next week, you may want to consider a payday loan to pay your utility bill and make sure that you don't lose your utility service because of non-payment. This will also keep your credit report free of late payment marks.

5. Car Payment - Just like gas money, you need your car to get you back and forth from work, among other things, and you can't afford to have it taken away because of non-payment. Because of this, you may want to consider a payday loan to cover your car loan until your next paycheck.

6. Rent - Don't let your landlord continue harass you for your rent money when you know you won't have it for a couple weeks. Instead, get your landlord off your back by taking out a short-term payday loan to cover your rent.

7. Car Repair - If your car isn't running, it isn't doing you much good. If you car needs repairs and you simply don't have the cash to cover it, you may want to seek a payday loan to get your car up and running.

8. Medical Emergency - Medical co-pays, deductibles and out-of-pocket expenses related to a medical emergency are certainly a must when dealing with a serious situation. A payday loan will help to pay these expenses until you receive your next paycheck.

9. Personal Goods - Personal goods, such as toiletries, medications and diapers, are often not thought of as necessary, except when you are without them! Payday loans are a great way to provide you with extra cash to cover these incidentals until your next paycheck.

10. Household Goods - What do you do if your refrigerator breaks and you don't get paid until next week? A payday loan can come in very useful in these types of tight financial situations.

When you have an emergency or basic needs that must be fulfilled, a payday loan is a great way to manage your expenses before your next paycheck is cut.


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