WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, March 21, 2014

Benefits to Paying Off Your Car Loan Early

Given the high prices of automobiles today, a car loan represents a major expense for many consumers. Many people dream of paying their car loans off quickly, but they typically do not understand how much this can help their financial situations. Knowing the benefits to paying your car loan off early will help keep you motivated to make extra payments, so you can own your car as soon as possible.

1) Paying off your loan early will free up funds for other expenses.

This is one of the most important benefits to paying off your car loan early. Many car loans can be as much as $400 a month or more. Once your loan is paid off, you can use this extra money to pay down credit card debt, reduce the principal on your home mortgage, or even enjoy a weekend escape now and again. Having this extra money available can give you the financial breathing room you need to pay down debt or enjoy your life a little more.

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2) Paying your loan off early will help you avoid paying interest charges.

Few of us stop to think how much a car loan really costs. Your monthly interest charges are determined by how much you still have left to pay on your loan principal. The faster you make your payments, the less principal you will owe - and the less you will pay in interest charges. Over the life of a car loan, you can potentially save hundreds or even thousands of dollars in interest costs by paying off your loan early.

3) Paying off your loan early will help you avoid financial disaster if your car is totaled.

No one wants to think about being involved in an accident or having their car stolen or vandalized. Unfortunately, when this happens, most people are faced with another surprise - the insurance company only pays the current market value of the vehicle. In many cases, particularly if the car is relatively new, this amount is less than the remaining principal amount of the loan. This means that you still owe money on a car that you no longer own. This financial burden can make it difficult to buy a new vehicle, so it is a good idea to pay down your loan as quickly as possible.

4) Paying off your loan early will allow you to trade in your car more quickly.

One of the nicest benefits to paying off your car loan early is that you can trade in your car for a newer model sooner. Because cars depreciate in value over time, the sooner you pay off your loan, the higher the trade-in value of your current vehicle will be. This means that you will pay less for your new vehicle, so you can pay it off sooner as well.

Paying a car loan off early requires focus and discipline; however, the benefits to paying your car loan off early are well worth the effort. You can save on interest charges, trade in your vehicles more frequently, and even have more money left over for your other monthly expenses.

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