WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Saturday, March 15, 2014

Broke? Payday Loans Can Be Your Quick Fix to Financial Distress


Living from check to check

Payday Loans are an asset when facing hard times. Let's face it. America has fallen on hard times with the onset of the current economic crisis. Magazines have folded with the lack of potential advertisers and businesses have already laid-off employees in an attempt to survive. People can no longer afford to live luxurious lives and many are forced to pull out their savings in order to pull through the daily grind. It's a fact, majority of Americans are living from check to check.

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The problem of living from check to check

In an ideal situation, the average Joe or Jane has a cash advance or savings tucked away for at least two months. Six months worth of savings is better when decisions to purchase luxury items are involved. Those savings are meant to serve as cushions for emergency situations. In the instance that someone important or you yourself get sick, you don't want additional problems by worrying about financial ability. A broken car can be debilitating if you live in the suburbs. But these are hardly what you call ideal times. People have either pulled out that cushion or are forced to lie flat on the ground.

Security in Payday Loans

Fortunately, people can still find a safety net in the form of Payday Loans. These loans are short term and are usually paid back within two weeks. Cash advances typically bear a cash fee of $25 for every $100 denomination. That means that the cash fee would be $50 for a $200 loan. Even a $100 loan could be a lifesaver for the guy looking for means to pay rent. Payday loans do not cater to everyone however. As implied, you have to have a job and must have your own bank accounts. Lenders would also make sure that you qualify. It is precisely for this reason alone that there is security in payday loans because checkers make sure that it is within your means to pay.

Quick and Easy Payback

Since these loans are only two weeks' worth before maturity, you won't be able to abuse the system by borrowing excessive amounts. Most debt cycles spring from the fact that they have longer maturity dates. The period in waiting gives ample opening to borrow more than what can be afforded. Shorter waiting periods are more in line with check to check living since you can simply account for smaller deductions from your next salary as soon as possible. You don't necessarily have to compute for means in terms of months, in which time the number of extraneous variables rises exponentially.

Use a hint of Common Sense and Caution

The ultimate purpose of the payday loan is for an emergency situation. This serves as the safety net when the cushion has long gone. Acquiring loans for a quick joyride is not only stupid but can put anyone into a looming debt cycle. Payday loans are used out of necessity and not random whims.

Payday Loans can be a Solution

There is nothing hidden about payday loans. These loans are meant for your convenience and basic need. In the midst of hard times they can be of great comfort. Use them only when necessary. Fortunately, these loans are not as easily abused as other loans.


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