WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Saturday, March 22, 2014

Is There Such A Thing As Low Rate Payday Loans?


Low rate payday loans are loans in which someone is able to borrow money without having a high rate of interest to pay. These loans are short term and relatively easy for consumers to obtain. More often then not these loans are used by people in an emergency situation, in which they have had no other choice for getting money quickly.

These loans are readily available to almost anyone that has the desire to obtain one. In most cases potential borrowers are only asked to provide verification of identity, employment, and to supply some type of proof of having a bank account.

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Payday loans may be thought of as a short-term solution to an unforeseen emergency. Consumers may find it so easy to get payday loans that they use unwisely. Their financial problems may get more hindering rather than get better, as the borrower had first intended.

Many borrowers use these loans as a source of income to be able to get through the time until their next paycheck is available. Some consumers may get caught up in the cycle of always needing to borrow money in order for them to pay off their debts, only to find themselves further in debt.

Internet Fast Track

With new set standards for convenience, low rate payday loans have become a very popular way of borrowing money. Borrowers have the ability to go online and obtain these loans so they do not have a problem with finding a lender. Local lenders are available for consumers if they would rather talk to someone face to face. You can find these lenders by looking in the yellow pages of your phone book, look for keywords such as finances or lending.

Payday loans are the new outlet for the financial market. When loans of this nature were traditionally introduced community lenders, whom felt it was necessary to charge very high interest rates, provided them. The way these businesses were fronted was typically in rooms of lower rent parts of communities or in small offices in alleyways.

Larger banking institutions are now also offering low rate payday loans. The fees have dropped as the market continues to get more and more competitive. The fast cash market has become very hot due to these loans. Information is so readily available on the Internet that it makes the convenience even greater for the consumer.

An Easy Method Of Quick Financial Relief

Getting cash fast has become easier then it has ever been. There are websites that are offered by businesses, where the borrower can go and fill out an online application.

Most borrowers are approved within only minutes of filling out their application. The low rate payday loans companies online may give the borrower the option to get the money deposited directly into their account. These loans are quick and require very little effort from the borrower when it comes to them providing information.

Although low rate payday loans seem to be ideal, with their convenience, they are more likely to be abused. With consumers demand on the loan companies more lenders have taken on this type of loan. Low rate payday loans may not have the fees like they once did, but they still remain expensive to have in the long run.


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