WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, March 25, 2014

No Fax Payday Loans - Made Easy

Anyone looking for a no fax payday loan does not have to look very far these days. The process involves an online application and approval usually within minutes. Simply go online and do a quick search for anything related to "Payday Loans" or "Cash Advances" and you search will return plenty of result options. Now in case you are wondering what "no fax payday loans" are - they are just a short term loan like any other. The "no fax" part just means that you can apply for the loan online and be approved without having to fax in any additional documents. The primary reason this is advertised so much at online payday lender's sites is largely as an ease of use benefit. If people do not have to fax anything in then it is just easier, plus most people do not have a fax machine at home.

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Even if a lender advertises no fax payday loans it does not automatically mean that applies to everyone. The quick online application and approval process is for customers that meet certain basic criteria, such as an income of at least $1000 per month, and a checking account where your pay check is directly deposited. It is also necessary to have no recent record of default in their system. Compared to conventional lenders this approval process is very basic and easy to get approved for a loan. Even if you do not meet these basic requirements most no fax payday loans will be approved, you may just have to provide a little more information.

Most borrowers who do not meet the "no fax" standards are usually self employed people or those who have income from various sources. If you are self employed you may be required to fax in a recent bank statement and company registration. This can be done quickly and easily at any 24hr copy store, or even at a local variety store.

While most online no fax payday loans are easy to apply and get approved for, they should not be used on a regular basis or abused. The service charges are usually high in ratio to the amount being borrowed. The reason for this is partly a surcharge for convenience, and the fact that processing small short term loans takes the same time as larger loans. If you find yourself using this type of financing on a regular basis, it would be best to approach the bank about a more conventional loan with lower interest rates.

If you find yourself in the position of needing no fax payday loans, make sure you read and understand the repayment terms before accepting the loan. Find out what the charges are if it cannot be repaid on time and has to be "rolled over" (rolled over just means you are paying the loan off over a longer period). Almost all payday loan or cash advance lenders offer this as an option but it can be very expensive between service charges and interest.

In a case were you will need the money for a couple of months or more it may be best to use a short term loan to buy yourself some time to secure a regular loan. It is also best to deal with a lender who has the terms on their website and at least an email contact. Many no fax payday loans websites do not have this as they are not actually the lender, all of their lenders rates vary, and they do not handle any correspondence regarding the loans. They are just a referrer, and may represent hundreds of lenders. There are quite a few primary payday lenders online who offer phone support and will explain their rates upfront.

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