WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, March 18, 2014

What You Should Know About Title Loans


If you are in need of cash and you start searching the web for ways to get your hands on the money you need right away you will invariably come across the subject of title loans. This is a way to get money when you need it, but that doesn't mean that it is the best solution for your cash flow problems. While this may be a solution to short term cash flow concerns, it is not for everyone and not without some risk.

Before you go and get a title loan you should understand exactly what it is. Auto title loans are loans that are borrowing against the value of your vehicle. So, if you took your car title to a title loan provider they would determine what the value of your car is and then offer you a loan for a percentage of that value. Sounds pretty good, right? It is, if you need quick cash and you don't mind paying a hefty interest rate and plan on paying off the title loan in a short period of time.

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Title loans are not a good idea if you cannot pay it off in short order or if you are uncertain whether or not you can make the monthly payments. The reason for this is that if you do not make your payments, the car becomes the property of the title loan company and they can do with it what they please at that point. So, depending on the value of your car, you could be risking your vehicle for a quick couple hundred to thousand dollars!

As you can see, car title loans are not something to take out if you are not certain about when you will be able to pay it off and if you will be making the payments. The interest rates with these loans are usually very high, and this is because they are considered high risk and short term loans and the interest is how the title loan company makes money off of the deal. If you need cash quickly and you only need it for a couple weeks and then you'll be able to pay it off, this may be something to consider.

Generally speaking, there are always better loan options but if you are really in a bind you should shop around for the best title loan company in your area. The reason for this is that you can save yourself a lot of money in interest by finding the best interest rate. Even a point or two can save you quite of bit of money, and when your strapped for cash every penny counts!

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