WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, April 7, 2014

Do it Yourself Loan Modification Q & A

Can you successfully complete a do it yourself loan modification? Why are all these companies charging thousands of dollars to represent homeowners when a loan modification is free? Why do most states now prohibit the charging of fees to negotiate a loan workout? Of course, you want to know that you will have the best chance of getting the help your family needs with a new lower mortgage payment, but what is the best way to get the results you need? Many states have prohibited companies and even attorneys from charging homeowners large, upfront fees for loan modifications. There has been thousands of cases of abuse by predatory companies that took advantage of vulnerable homeowners.

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So what is the best thing for you to do? Let me ask you some easy questions that may help you decide how to get started:

#1: If you had a list of required loan modification forms and had access to get those same forms, couldn't you just use that to apply for help? ANSWER: Of course you could!

#2: Can you follow simple, step by step directions to complete the required forms so that they meet your lender's guidelines for approval to assure the best chance of success? ANSWER: Of course you could!

#3: Would you be able to do simple math, using provided charts, follow easy detailed directions to arrive at your target modified payment so that you knew it was affordable for you as well as met your lenders debt ratio guideline? Can you use a simple software program, input your own income and expenses, and get the figures immediately? ANSWER: Of course you could!

#4: Are you able to use a Document Checklist to make sure you have supplied your lender with everything they need to review your application quickly? ANSWER: Of course you can!

#5: Are you willing to dedicate 3 hours of your time and effort to learn the simple steps in a do it yourself loan modification so you can avoid foreclosure-while saving thousands of dollars? ANSWER: Of course you could!

It's time to get serious about finding a solution to save your home. The new government loan modification program called HAMP has made it easier than ever to get a loan workout. Help is available if you know how to get it, but throwing some paperwork together and hoping for the best is not the answer. Paying thousands of dollars to a loan mod company is a waste of your hard earned and much needed cash.

You can easily learn enough in a few hours to prepare a professional and acceptable do it yourself loan modification application. Take advantage of a software program that actually mimics the federal guidelines, and fine tune your financial statement so that you know you can meet the debt ratio, target payment and disposable income requirements. Can you make the decision to learn and prepare, then contact your lender to get the do it yourself loan modification you need? Of course you can!

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