Free Payday Loans For First-Time Borrowers


Everywhere you have looked, you probably have seen advertisements or buildings offering payday loans. You might have even received some advertisements through the mail, also. Payday loans are an excellent source for delivering fast money to help meet your urgent financial needs. It only takes a few minutes of your time to complete a short application, and you will receive your loan within twenty-four hours, maybe even within an hour's time.

You can easily access a free payday loan via online. You can receive your cash quickly wit a simple process of applying for the loan. In less than ten minutes, you will be finished with the simple application!  Once you have applied, you should expect to be contacted by the lender through a telephone call. Then, if you are approved, you will have your money coming to you!  For first time applicants, the payday loan will be free!

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Do you have bad credit or no credit?  That is not a problem when applying for a payday loan, because they don't perform any credit checks whatsoever. Thus, it doesn't matter what your credit score is to get approved for a payday loan. However, other payday loans you may presently have will be tracked through their electronic tracking system. You are allowed to have up to three payday loans at one time.

The application process is very quick and simple. You will simply answer questions regarding your employment (must have been consistently employed for at least six months and must make at least $1,000-$1,500 per month) and your checking account information (must have had an open, valid account for at least six months). However, if you aren't currently employed on a full-time basis, you may possibly get a loan if you make $900 per month, rather than $1,000-$1,500.

When you have been approved for a payday loan, you will receive your fast money by direct deposit into your checking account. Also, when the due date approaches, the money will automatically be withdrawn from that same account as well. An alternative method for repayment may be that the lender will process your postdated check at your bank. Both methods mean that you do not have to worry about taking the money to the lender, because it will conveniently be taken care of for you.

If this is your first time applying for a payday loan, you will get a free payday loan of up to $400 maximum. However, once you become a regular customer, you can possibly get up to $1,500 with a fee attached.

If you need to get money as quickly as possible, payday loans have proven to be beneficial. However, if you don't have urgent financial needs, you probably should not resort to this type of loan, because there is a high interest rate of between fifteen percent and thirty percent, which is very high. It is advisable to compare prices of lenders before choosing one. This way, you will be able to have a chance at getting the best deals in the payday market. Moreover, payday loans are helpful to you when you are in an emergency, crisis financial situation, but it will cost you, unless you are a first-time customer, and then you can get a free payday loan from many lenders.


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