WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Saturday, April 26, 2014

How to Get an Instant Payday Loan When You Need It


An instant payday loan is an option to consider if you need money to help you out with expenses that you just weren't planning on. There are times in life where financial problems suddenly hit you and you're in a bit of a bind until your next payday comes around. Well, in this case, an instant payday loan can help you out until you get back on your feet again. If you are not sure whether or not these loans are for you, take a look at some of the benefits that you can enjoy.

Benefit #1 - Quickly Get Money - One of the main benefits to going with a good instant payday loan is that it provides you a way that you can quickly get the money that you really need. When you are in financial distress, you need the money as fast as possible and you can't sit around and wait for a traditional loan approval to happen. Thankfully with these loans you can get your money within 24 hours, and sometimes even faster.

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Benefit #2 - Bad Credit is Okay - Another benefit of these loans is that bad credit is okay. Even if you have horrible credit, you'll still be able to get one of these loans as long as you have a job that pays the minimum they require. In fact, they don't even take a look at your credit report. So, bad credit is perfectly fine and you can still get the money that you need.

Benefit #3 - Easy to Apply - It's very easy to apply for an instant payday loan, which is another of the main benefits of these loans. All you have to do is to fill out an easy application that will only take you a few minutes. Simply fill out personal information and work information and you'll be set to get the loan that you need. With that form and a recent paycheck stub, you've got everything you need.

Of course while there are some great benefits to getting a payday loan, you'll find that there are a few precautions to be aware of before you get one yourself. First of all, you'll find that the interest rates on these loans can be very high, and they'll definitely make the loan an expensive one. If you can live with the rates and really need the money though, you may go ahead with it.

Also, you need to remember that you only have until your payday to pay back the loan, and if you wait longer it can get very expensive for you. So only take out an instant payday loan if it is an emergency and you know you can pay it back quickly, but if you can wait for a traditional loan process, you are probably much further ahead to do that and save yourself the money in interest, as well as the pressure of needing to paying the entire loan back on your next payday. While a payday loan serves its purpose well, you need to look at the whole picture to make sure you are not wasting money just for the sake of convenience.


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