WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Tuesday, April 15, 2014

Raising Your FICO Score Quickly - 5 Tips

Raising your FICO score quickly can be a very important if you are looking to get credit cards, home, auto, or other loans at the best rates. However, if your credit rating isn't what you want it to be currently, then it's important to think ahead and understand how your credit rating is determined.

Nobody knows exactly how the formula for determining credit worthiness is put together but there are several major components that will allow you to maximize your credit rating.

Here are 5 tips for raising your FICO score quickly:

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1) Pay down credit card balances right away. The single easiest technique to raising your FICO score quickly is to pay your revolving credit accounts down to a maximum of 30% of the credit available is being used. (IE. If you have a $10,000 account, be sure it doesn't have a balance above $3,000)

2) Pay off any smaller account balances. By paying off smaller credit card balances or other loans that are open but could be easily paid in full you will show your ability to pay for a loan from beginning to end. This will boost your rating immediately and help you get the loans you are applying to receive.

3) Remove negative or inaccurate marks on your credit report. Be sure to get a copy of your credit accounts, and review all of the payment history that is being reported on your various loans and lines of credit. Reports have stated that more than 85% of all people have inaccuracies on their credit report, and removing these negative marks is one of the top keys to raising your FICO score quickly and permanently.

4) Work with a credit specialist who has access to special tools. There are software tools that can simulate a hypothetical changes to your credit report, and these are used by professionals who specialize in credit repairs, loans, etc. With these programs you can estimate what paying off certain accounts, removing negative marks, or simply closing certain accounts will do toward raising your FICO score quickly.

5) Find a reputable 'Credit Rating Enhancement' company and use their services. There is no better way to raising your FICO score quickly than to work with someone who is an expert in the field. There are costs associated with such programs, but the money saved in interest rates, fees, and financial options nearly always outweighs the fees. Many times jumps of 100 points or more can be achieved in a very short period in time, so the results can be dramatic.

Working with professionals is usually the best option to raising your FICO score quickly, especially if you are interested in maximizing the advantages of having a high credit rating. Also, understanding these basic tips will put you in a position to ask the proper questions and determine your best course of action for your situation. As always, education is the key, and will make all the difference on how successful you are at raising your credit score quickly and getting the loans and interest rates that you want.

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