WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Friday, May 16, 2014

Automobile Equity Loans - Replacing a Pink Slip That is Lost Or Misplaced

Automobile equity loans are debt instruments, which allow borrowers to get cash quickly, using auto equity as collateral for the loan. The borrower must provide a title. Loans on the vehicle must also be paid off or nearly paid off in order to qualify. Since this is easy to show, these loans are frequently approved within minutes and processed in hours, provided all the requisite documentation is available.

Don't worry if you happen to lose your pink slip or auto equity! Loans are still available, as long as you can replace it. It's the same situation as if you need to sell that old car that has been lying in your garage for ages but you are unable to find the car equity, you can still sell the car, and you just have to replace the auto equity first.

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How to Replace a Car Title to Use as Loan Collateral

If you have lost or misplaced your pink slip, there are steps that you can take to get a new one issued. To replace a pink slip that is lost, stolen or destroyed, the owner can go to the Department of Motor Vehicles (DMV) and have them reissue your car equity. Loans on the car must already or nearly be paid off to get a clear title. In both cases the borrower must fill out two forms and return them to their DMV either in person or online. The procedures may differ in other states.

The most important piece of information needed is the Vehicle Identification Number (VIN#) that can be found on the driver's sidecar door or dashboard. You will be charged a fee of $15 for the replacement service. For an additional $5, rush service can be requested, and you can get your certificate in hand within three business days.

If your state offers online replacement services or instant in-person title replacement, you're lucky, because this is the fastest way to get a new pink slip. When you're trying to borrow money, car equity loans are not available but auto equity loans are. In both cases you have to give the lender the pink slip as collateral, getting your document replaced can prove to be very useful.

Sometimes you are in urgent need of cash and getting a conventional loan could be an impossible task thanks to your credit score. But you don't have to worry anymore; with an automobile equity loan you can regain your credit and get the emergency cash you need quickly using you automobile as collateral. Just provide the lender with your clear title.

Loans on the automobile must be paid off or nearly paid off to get a clear title that is needed to qualify. However, to get a car title loan you must turn over your car title to the lender. The lender becomes the lien holder on the title and will keep it until the loan is paid off. If you default on the loan payments, they will repossess and sell your car.

There are many lenders who offer equity loans regardless of your credit score. Your pink slip with a clear title on the vehicle can get you quick cash within hours. So if you require emergency cash, apply online and see how easy it is to get approved in minutes.

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