WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, May 22, 2014

Fast Cash Advance For Quick Relief


It is inevitable that a need for urgent cash, that cannot be easily dealt with, will be experienced even by persons who are employed and in a sound financial condition. The very reason short term cash loans exist is to help people who are hit with these hard times, often out of the blue and at the most inopportune time. Some are equipped to deal with the situation, but most do not have the cash reserves on hand to absorb these unexpected costs. This is where a fast cash advance comes in handy.

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Used wisely, cash advance loans can be a useful instrument in getting an individual's finances straightened and under control. While loan stores do exist, particularly in urban areas, the most convenient way of applying for a cash advance loan, like a payday loan, would be online. An applicant must have an internet connection, since the process of applying begins with filling out an application form available on the website of the lending company. Fortunately, an internet connection today is as common as a televisions set, making the facility accessible to all including those in remote areas.

Among the salient features of a fast cash loan is there are no credit checks, no faxing of documents, no collateral, and no co-maker policy. Approval of the loan is usually obtained in a matter of hours, and the loan amount is directly deposited into the borrower's bank account. This is premised on the assumption that the information in the application is truthful and correct. The repayment scheme is timed to coincide with the borrower's payday, usually in fourteen days or less, however this is adjustable if the borrower is paid on a monthly basis. Although all lenders will affirm that all information disclosed will always be kept private and confidential, the borrower should also make an effort to establish the credibility and integrity of the chosen lending firm.

To be able to benefit from the different types of fast cash loans, applicants must be employed and receiving regular benefits. They must be an Australian citizen, at least 18 years old, and with an existing and active cheque or savings account. The employment is even broadly defined to include self-employment with a steady income. Fast cash advances are meant to offer relief in times of financial troubles, but it is not designed to be a permanent a solution.

Fast cash advances can be detrimental to an individual's financial integrity if there is a failure to repay the funds back by the agreed date. The interest or fee over a short period of 14 days or less on average is already abnormally high when compared with regular and secured loans. To extend the loan for another pay period would mean that the interest or fee would already equal about a third of the loan principal and that would be in a period of only 30 days! Borrowers therefore should be fully aware of the ramifications when determining if quick cash loans are what they really need.


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