WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

Cash Loans: "We Search 100+ Lenders Money in Your Account Next Day"

About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, May 5, 2014

Loan Modification Processes Done Within 60 Minutes!

Let me describe the typical situation when most homeowners reach out for a loan modification in their times of need: they agonize over their bills for days, weeks, or even months. They come to the conclusion that there's no other way to avoid foreclosure but to request a modification from their lender. They pick up the phone, sweating bullets, trying not to sound desperate as they talk to the loss mitigation specialist about loan modifications. They usually think this is the hard part. But the really hard work has only begun!

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The next step is to apply formally for your actual modification. But when people see the fat application for a loan adjustment and all the requested documentation that needs to be attached, it's very hard to believe. Especially for people without a degree in finance or who may not be particularly good with numbers, filling out a loan modification application quickly and correctly is no easy task.

In some cases, an applicant painstakingly dots every "i," crosses every "t," and otherwise jumps through every hoop the application asks, and still it ends up being rejected or set back for months in processing because of errors. Obviously rejection because of honest errors would be disastrous, and most folks requesting loan modification don't have several months to wait as they play phone tag with their lender to clear up misunderstandings on the application.

Time is of the essence when it comes to modifications, and you don't have extra to spare. That's why it's of paramount importance to get it done quickly and get it done right the first time. You'll need to fill out all the requested application details regarding your mortgage payments and monthly income, plus you'll need to make copies of and attach all the requested financial paperwork. This may include:

Monthly income verification (pay stubs, W-2 forms, or a letter from employer) Bills proving a hardship (i.e: medical bills) Bank statements Lists of monthly expenses Mortgage paperwork Divorce papers (if applicable) Anything else pertaining to your specific financial hardship

In most cases, you'll also be asked to submit a financial hardship letter with the application, a short written appeal for loan modification that explains your situation and why it necessitates loan modification. In other words, the lender wants to know that you seriously fell upon hard times, not just that you took out a loan you weren't able to pay for or spent your money in other places when you should have been paying your mortgage.

Using a template is a good idea for writing a loan modification letter, because you've more than likely never done this kind of thing before. It can be difficult to know where to start without one.

These loan mods can be done, but the application must be done quickly and thoroughly. This is one urgent situation that calls for both speed and meticulousness, because your home hangs in the balance!

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