WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, May 15, 2014

Payday Loans Online With Instant Approval - Finding Fast Online Payday Loans

The whole point of payday loans is that they are a way of getting a cash advance really quickly. Therefore speed has become one of the defining qualities people look for in payday lenders. Technological advances and sophisticated websites have helped payday loan providers to put their entire application processes online, reducing the need for human intervention to a minimum.

If you find the right lenders you can complete a straightforward application form online, send it off and expect money in your bank the same day, often within one hour. Even the best online application processes can only operate that smoothly and efficiently within certain parameters. For the application to go through quickly and easily you need to meet the basic criteria, because any online system will be set to give approval based on certain limitations. You do not have to have a good credit record, but you do have to fill in the application form properly and meet the basic requirements of the lender.

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Having a bad credit record is rarely a problem when it comes to getting instant approval for online payday loans, so if you have poor credit and the lender says they will do a credit check, it is probably best not to use them. There are plenty of others that do not carry out credit checks. The things you will need, however, are a steady job and a bank account that your wages go into.

To avoid any faxing or phoning, the payday lender will usually want to be able to verify your employment online if you are to get instant approval. For this reason it is important to enter accurate details on the application form. A silly error when you fill the form in could slow down the process, or even lead to rejection.

If you meet these basic requirements, you ought to get instant approval for a loan, and the process will probably then include an email back to you with agreement documents that you need to approve. There is no need to print anything out or be sent anything through the post. Everything can be done online, and your electronic signature is just as valid as your real one. Once you send back the online documents you should have cash in your account very quickly.

There are a few different things to consider which can help you find the fastest payday loans online with instant approval. Always try direct lenders first, as these are likely to have simpler and more direct application processes. Avoid any lender that asks for a credit check, as this is an unnecessary hurdle. If you are a US citizen, check what states the lender covers before you apply, as many only cover a few states, so you could be wasting your time.

To increase your chances of instant approval, you should get all your employment information and bank account details ready beside you when you complete the online form. This will enable you to enter the details quickly and accurately. Do not guess at details if you do not know them, check up first.

The other important consideration when selecting a payday loan provider is that you need to be careful to avoid the large number of disreputable companies that are operating in this area of lending. A significant number of companies that provide cash advances are intent on exploiting the fact that people are in urgent need of money. The usual situation is that they will apply extremely heavy penalty charges for any late payments. There are many instances of people finding it impossible to get out of payday debt because their extra charges are much more than the original amount they borrowed.

The best way to avoid getting into this situation is to follow recommendations for reputable lenders and work your way through a list of companies that you know to be safe and reliable.

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