WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, June 1, 2014

4 Tips For Finding Short Term Loans


If you need extra cash quickly, short term loans can be a helpful solution. You may require money to bridge the gap between paydays, avoid late charges on a bill, or cover unexpected costs like car repairs or medical expenses. There are a number of options for borrowing money for a short time period, but not all of them might be a good fit for your financial situation. This article will provide four tips for where you can find short term loans that will get you the cash you need, right when you need it.

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Borrowing from Relatives

Some people go to relatives when they need a bit of cash over the short term. These types of short term loans can be helpful because they rarely cost much in terms of interest or financing fees. However, many people don't have relatives that can afford to loan them a significant amount of money, even if it is over the short term. It can also cause problems in families when money is borrowed, but not paid back under the agreed upon terms.

Payday Advances

Another option in short term loans is to ask your employer for a payday advance. Many employers offer this possibility to staff members who might encounter an unexpected expense or come up short on cash one month. The biggest drawback to this type of loan is that you must tell your employer about your tight financial situation. This can be embarrassing to many individuals and may even reflect poorly on your professional image at work.

Bank Options

Most bank customers can get emergency funds from their financial institution through their credit card, lines of credit or secured loans. However, banks tend to take longer to process financing options, which can leave you in a financial pinch until the loan is finally approved. Some bank financing also requires collateral, such as your home or car, to secure the loan balance. If you cannot keep up with your monthly payments, the bank can take possession of your collateral to offset the loan balance.

Payday Loans

While payday loans tend to cost slightly more than the other financing options listed above, they are often the fastest and most hassle-free way to get much needed money in a pinch. These loans are provided by a broad range of companies, so you can shop around for the best deal for your specific needs. Funds can be applied for online, any time of the day or night. Once your application is approved, you may see the funds in your checking account as early as the next business day.

When financial times get tight, there are a number of options in short term loans available. To find the best solution for your needs, it is important to accurately assess your current situation, including how much money you need and how quickly you need it. Then, you can choose the best short term loans that will provide you with the cash you want at a cost you can afford.


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