WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Thursday, June 5, 2014

Frequently Asked Questions - Settlement Loans

Q. "What is the interest on a settlement loan?"

A. If it were a loan, you would have to pay a loan back no matter what. However, these are non-recourse advances. This means that, if you lose your case, the lender loses money. The lenders to which applications are submitted are not providing loans. Therefore, the lenders don't charge interest. In lieu of that, lenders charge a risk-fee. Risk-fees are determined on a case-by-case basis. If your case is approved for settlement funding, the contract will state exactly what will be owed before you sign anything.

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Q. "What is the length of time required to obtain a loan settlement?"

A. It depends on your attorney. The broker will send a request for documents to your attorney, and must speak with your attorney as soon as possible. If the required information is obtained and the broker is able to talk to your attorney within one day, you may receive your settlement loan that same day. Therefore, you should notify your attorney that you're pursuing a loan settlement and that your attorney should supply all requested information to your broker as quickly as possible.

Q. "Do I have to pay for any thing up front?"

A. No up-front costs are required.

Q. "What is required for me to obtain the requested lawsuit loan?"

A. At your election, you may have the lender FedEx a check to you overnight. Furthermore, if you wish, the lender can wire the money directly into your checking account. If you opt for the latter, there will be a pre-determined fee.

Q. "What must I do to keep from providing either my date of birth or Social Security number prior to obtaining a lawsuit loan?"

A. No. This will not be necessary prior to issuing the lawsuit loan. However, once you are approved, you must provide that information prior to release of the lawsuit loan.

As you are aware, time is of the essence! Therefore, a good broker will follow up immediately with you via a phone call to ensure that the law firm with which you want the broker to communicate has received the document-request.

It is rare that attorneys themselves either prepare or submit the paperwork in response to a lawsuit loan request. Rather, it is customary for either a paralegal or secretary to both prepare and submit the paperwork to you.

Brokers must quickly establish contact in order to obtain the requisite documentation. If your broker is diligent, and if the paperwork is not received within 1-2 days, the broker will follow up with the law firm and request documents once again.

If your attorney fails to cooperate with your broker, the broker will ask that you assist in obtaining the requisite documentation. It should be borne in mind that the attorney works for you. The clock is ticking! You want to obtain your settlement loan today, not next month!

A good broker will never suggest that you retain a new attorney, even if you have a particularly uncooperative attorney. However, without your attorney's cooperation, you will be unable to obtain the lawsuit loan. To obtain the settlement loan both your cooperation and your attorney's cooperation will be essential!

If your attorney requires a signed Release of Medical Records prior to releasing medical records to your broker, your broker will obtain the requisite form, submit it to you, and request that you sign it and return it to your broker as quickly as possible.

Ideally, your attorney will submit the documents following the initial contact. Once the documents are received, the broker must review the documents received to determine which broker may be most appropriate for your lawsuit loan request. Once that information is obtained, a competent broker will select a funding-source most applicable to obtain your pre-settlement loan.

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