WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Sunday, June 15, 2014

Loan Modifications With Countrywide - Why Some Homeowners Are Getting Help Quickly

Why are some homeowners successfully completing their loan modifications with Countrywide while others are getting nowhere?  The lender is modifying those loans for borrowers who present an acceptable loan workout application.  What is acceptable to Countrywide and how can you make sure you have the best chance of getting the help you need fast?

If you are facing a financial hardship and having trouble making your mortgage payment, you don't have time to waste.  Why wait for months and months for an answer to your loan modification application when you can follow a few simple tips that will help you get your response much faster?  Here are a few "secrets to success" that you can use:

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Do NOT contact Countrywide to apply for a loan modification until you understand just what is required to meet the guidelines and be approved.  This means that you know what the debt ratio requirement is, how to calculate your ratio, determine your target payment and understand about acceptable disposal income requirements.  When you have this information, you are armed with the tools you need to fine tune your application. Make sure you supply Countrywide with everything they will need from you the first time-this means give them a complete, accurate package that is not missing a thing.  The loss mitigation counselor will be able to quickly review your application and you will get your answer quickly.  If you forget to send something in, or your paperwork is incomplete or illegible-guess what happens?  It gets set aside and then your answer is delayed! Follow up, follow up, follow up!  You should email, fax and mail your complete package into the bank.  Then use your Contact Log to keep track of every call you make or receive, and call in to check on the status of your application every 5 days.  Persistent will keep your file at the top of the stack!

The truth is that help is available-and homeowners who are prepared and a little knowledgeable about loan modifications with Countrywide are getting their loan workouts.  If they can do it-so can you!  Make the commitment to spend just a few hours learning, working on your application and gathering together all of the required documents.  This is not the time to slap something together and hope it works!

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