WHY CHOOSE ICASHLOANS ? : When you need cash quickly you want to work with a service that is reliable and experienced in the payday loan industry - iCashLoans is both. We pride ourselves on connecting our customers with the best payday lenders to meet their needs. Why waste time visiting dozens of websites trying to figure out which lender will serve you best? iCashLoans is the only site that you need to visit when you’re looking for a fast, secure payday loan.

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About Us:

Our services are designed to help you find a reputable payday lender to work with. iCashLoans has a large number of lenders in our network, and we are confident that we can assist you in obtaining the best payday loan to meet your needs. Everyone hits a rough patch financially at some point, and payday loans are a great solution for short-term cash flow problems. You don’t have to worry about how you are going to pay an unexpected bill, or cover an emergency expense, between pay checks - iCashLoans is your source for finding payday loans. Using iCashLoans is 100% free to you - we do not charge any fees for our services. When you use iCashLoans you will save time and money. All you have to do is provide us with basic information and we will instantly search our network of lenders to find you the loan that meets your needs. At iCashLoans we pride ourselves on working with lenders that are fair and honest in their lending practices. Our main goal is to provide you with a great experience when searching for a payday lender. All lenders in our network are required by law to follow all of the rules and regulations related to payday lending. Don’t drive around town to visit payday loan shops, and forget about looking at website after website trying to find a loan with fair terms. iCashLoans is the only place you need to go to find a payday loan. We will search our vast netowrk of lenders instantaneously to find you the loan that you are looking for.

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

Monday, June 2, 2014

Low Cost Payday Loan For Easy Cash

Low cost payday loan is a popular name for short term paycheck advances. Faxless payday loan, quick cash payday loan, etc. are some of the other names that it is commonly known by. Low cost payday loan is a short term cash advance that is usually paid back by the next due date. Americans usually are paid every fortnight and so such advances are generally given for a term of two weeks.

Eligibility Requirements

So what would you require to be eligible for a low rate payday loan? First and foremost, you need to be an American citizen. Secondly, you have to be over 18 years of age. You should have a regular employment. A cash advance company will not give you a low fee payday loan if you do not have a job as you do need to repay the borrowed sum on your next payday.

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Other important requirements that you must meet to get a low cost payday loan include having a monthly income of at least $1000. You also need an active checking account. It is important to have a valid checking account because the funds are deposited directly into it. This is a quicker way of disbursing the funds. Furthermore, on the due date the lent amount and the added interest is debited from your checking account.

If you are facing a financial emergency and you need some quick cash to tide you over till your next payday, you can apply for a low cost payday loan online either over the phone or in person. The online process has made the whole fast cash process much quicker and simpler. Now you do not have to stand in long queues for hours to avail a loan. Infact, in some cases, you do not even need documents in order to get a low fee money advance.

How To Apply

When you apply online, you would have to provide a proof of your employment. Your paycheck stub with your employer's tax number will do the job. Next, you would need to provide your checking account information. This is needed to deposit the funds in your account. A valid identification proof is also needed. Your passport or driver's license is sufficient for this purpose. You also need to make sure that you provide the finance company with your latest address and current information.

The data that you provide is confirmed using VPN compatible software. Your address and other relevant information are checked against your social security number. This is done to avoid any fraud. It does not take more than 24 hours to verify your data. Once your data is verified, the next step is disbursal of the amount in your account.

One thing that readers will agree with is that if one meets all the requirements, it is quite easy to avail a low cost payday loan. If you are a repeat borrower with a good repayment score, then you would find applying for a fresh advance far easier than first timers. So if you have a financial crunch this month, you can definitely give the low rate payday loans a try.

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